Why Insurance Companies Canceled Their Policies Before the Los Angeles Fires

As proactive climate initiatives fall by the wayside within insurance companies, Nicole believes there are ways to get involved to help those living in high-risk areas:

• “Keep an eye out for state bills addressing climate adaptation, disaster resilience, or insurance reform, and support these efforts through public comment or by contacting your representatives,” says Nicole.

• “Most states have insurance regulators that oversee industry practices,” adds Nicole. “Individuals can advocate for stronger consumer protections, transparency, and incentives for resilience through these organizations.”

• “Join consumer advocacy groups – organizations like the Consumer Federation of America (CFA) or local coalitions often campaign for fair insurance practices and support for climate adaptation,” says Nicole .

• “And advocate for mandatory public disclosure of climate risks by insurers to increase accountability,” adds Nicole.