Wells Fargo Reflect Card Review

0% intro APR for 21 months (on purchases and balance transfers) — This is where the Wells Fargo Reflect® card is tough to beat.

It should be noted that the intro APR applies to balance transfers made within the first 120 days of account opening. There is also a 5% balance transfer fee ($5 minimum). These fee amounts are standard among balance transfer credit cards.

No annual fee — The Wells Fargo Reflect® Card lowers fees in all the right places. For example, the card has no annual fee.

Mobile phone protection — When you pay your monthly cell phone bill with your eligible Wells Fargo credit card, you get up to $600 in cell phone protection against damage or theft (subject to a $25 deductible). This is one of those underrated benefits of credit cards. You don’t need to pay out of pocket for cell phone insurance, as this card already includes protection.

Special offers — With My Wells Fargo Deals, you can earn cash back statement credits on purchases, restaurants, and experiences you pay for with your eligible Wells Fargo Card.


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