![REVEALED: America’s Toughest Subway to Save Money — and It’s NOT New York or Los Angeles REVEALED: America’s Toughest Subway to Save Money — and It’s NOT New York or Los Angeles](https://i0.wp.com/i.dailymail.co.uk/1s/2024/05/05/15/84477225-13384655-Research_by_Forbes_Advisor_found_the_most_difficult_place_to_sav-a-20_1714918013294.jpg?w=634&resize=634,427&ssl=1)
- New study from Forbes Advisor ranks America’s metropolises
- They analyzed the cost of living, debt-to-income ratio and housing prices.
A new study has revealed the hardest place in America to save money with sky-high housing prices, cost of living and debt.
Surprisingly, it’s neither New York nor Los Angeles.
A study by Forbes Advisor found that the hardest place to save each month is the Riverside-San Bernardino-Ontario area of California.
An analysis of cost of living, income taxes, housing costs and debt-to-income ratio puts the metro area in first place.
It was closely followed by the Anaheim area in Los Angeles, then Miami and New York.
![REVEALED: America’s Toughest Subway to Save Money — and It’s NOT New York or Los Angeles REVEALED: America’s Toughest Subway to Save Money — and It’s NOT New York or Los Angeles](https://i.dailymail.co.uk/1s/2024/05/05/15/84477225-13384655-Research_by_Forbes_Advisor_found_the_most_difficult_place_to_sav-a-20_1714918013294.jpg)
A study by Forbes Advisor found that the hardest place to save each month is the Riverside-San Bernardino-Ontario area of California.
![](https://i.dailymail.co.uk/1s/2024/05/05/15/84478931-13384655-image-a-1_1714919979048.jpg)
![The region has the highest debt-to-income ratio of the 15 metropolises analyzed by Forbes.](https://i.dailymail.co.uk/1s/2024/05/05/15/84477223-13384655-The_area_has_the_highest_debt_to_income_ratio_of_the_15_metros_F-a-19_1714918013161.jpg)
The region has the highest debt-to-income ratio of the 15 metropolises analyzed by Forbes.
THE The Riverside-San Bernardino-Ontario region is east of Los Angeles.
Residents have the highest debt-to-income ratio (2.59) of all areas examined by Forbes.
On average, residents spend a quarter of their income on housing, while one in three renters spend more than half of their income on rent.
According to the study, 40 percent of residents have recently struggled to pay their usual expenses, while 13 percent have experienced a food shortage.
Housing is a major drain for Californians, and the study ranked the state as the hardest state to save for in the United States.
In second place is the Anaheim area of Los Angeles.
The region ranks second in average percentage of income spent on housing, 26 percent, and in the percentage of renters who spend at least half of their income on rent, 30 percent.
![Third and fourth places are occupied by East Coast cities, with Miami in third place, followed by New York.](https://i.dailymail.co.uk/1s/2024/05/05/15/84477533-13384655-Third_and_Fourth_place_are_taken_by_East_Coast_cities_Miami_in_t-a-21_1714918013370.jpg)
Third and fourth places are occupied by East Coast cities, with Miami in third place, followed by New York.
![New York comes in as the fourth most expensive place in the country to live, making it very difficult for residents to save.](https://i.dailymail.co.uk/1s/2024/05/05/15/84477543-13384655-New_York_comes_in_fourth_place_as_one_of_the_most_expensive_plac-a-22_1714918013371.jpg)
New York comes in fourth among the most expensive places in the country, making it very difficult for residents to save.
Third and fourth places are occupied by East Coast cities, with Miami in third place, followed by New York.
Miami has the highest housing costs of any region, according to the study, with residents spending an average of 30 percent of their income on housing.
New York comes in fourth among the most expensive places in the country, making it very difficult for residents to save.
Nearly one in three residents spend at least half of their income on rent, while 31% struggle to pay their usual expenses.
In fifth place is Atlanta, Georgia, where residents struggle with high income taxes and real estate prices.
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