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People in the UK using contactless cards will be able to spend up to £ 100 at a time from Friday after the payment limit more than doubles.

At the start of the pandemic, the cap was raised to £ 45 to reduce the need for customers to handle cards and cash amid concerns over transmission of the virus via surfaces.

The latest increase, announced in the March budget, won’t be available everywhere immediately, as some companies have yet to make changes to their technology, while others may choose not to adopt the new limit.

The British Retail Consortium said consumers should check with individual stores as it could take “days, weeks or even months” for the change to be put in place.

More than a quarter of all payments in the UK were contactless in 2020, according to figures from banking organization UK Finance, with 83% of people using the technology.

David Postings, the group’s chief executive, said the higher payout limit gives customers more choice over how they pay for things from the weekly store to the fuel tank.

“Contactless payments have become increasingly popular and the payments industry has worked hard to ensure that retailers are able to offer customers the new higher limit,” he said.

However, some experts have warned that the change would make contactless cards yet another target for fraudsters, or cause problems for people struggling to keep spending under control.

“The higher limit might encourage people to get ‘tap happy’ and spend more than they can afford, and it can be more difficult to keep track of what you spend if you don’t get a receipt every time. times, “said Sarah Pennells, consumer credit specialist at Royal London, the UK’s largest mutual life, pension and investment company.

“Although contactless card fraud is relatively low, it can be distressing for those who experience it. You should treat your contactless card the same way you would treat cash in your pocket, so be careful when using it and don’t give it to anyone else.

Contactless payments through services such as Apple Pay and Google Pay are not subject to the limit.