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A major barrier to 529 plans disappears in 2024, thanks to Secure 2.0

Until now, 529 savings plans were widely considered the best way to save for college. But there has always been a major sticking point, according to financial experts and plan investors.

The funds were to be used for qualified education expenses such as tuition, fees, books, room and board. Although restrictions have eased in recent years to include continuing education courses, apprenticeship programs and even student loan repayment, any limitation on these future savings created “a mental barrier”, said Vivian Tsai, president of the College Savings Foundation.

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